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Have You Taken Out PCP or HP Finance Since 2007?

You could be owed a refund.

Unfair interest charges and hidden finance commissions may have cost you hundreds, even thousands in extra payments.
If you’ve had more than one PCP or Hire Purchase deal, you could be due multiple refunds.

Start my Claims

Are you one of millions now likely due a share of up to £18 billion?

On 1 August 2025, the UK Supreme Court delivered its long-awaited judgment on motor finance mis-selling, ruling that certain agreements were unfair – especially where excessive commissions or dealer-set interest rates were involved.

Following this, the Financial Conduct Authority (FCA) confirmed it will consult on a national compensation scheme, expected to begin in 2026. Lenders are likely to be forced to refund customers, with payouts estimated at up to £18 billion.

If you took out PCP or HP finance since April 2007, your finance provider may have treated you unfairly through hidden or discretionary commission arrangements.

Includes: Cars, Vans, Motorbikes, Motorhomes & Caravans

Why use Claims Helper?

Keep Every Penny You’re Owed

Claims companies often charge 30–50% in success fees. We don’t. With Claims Helper, you run the claim yourself with our guidance — so you keep 100% of what you recover.

Guidance Without the Fees

We give you the tools, templates, and support to run claims yourself. From financial mis-selling to hidden commissions, you stay in control — with packages starting at Free.

Billions Still Unclaimed

Across the UK, billions are owed back to consumers — from mis-sold products, unfair charges, and hidden fees. If you’ve been affected, Claims Helper makes it simple to act.

How it works?

  • Answer a few questions
  • We Generate your complaint letter
  • you send it & keep 100% of the refund.

We have different packages depending on the claim type to suit everyone’s needs starting from FREE.

Claims Packages

DIY

Free

  • You complete all the information
  • We Generate basic claim letter
  • PDF Emailed for you to send

Basic

£14.99

  • You complete all the information
  • We Generate basic claim letter
  • We print and post the complaint
  • Basic guidance and tips
  • One claim included

Plus

£29.99

  • You complete all the information
  • We Generate premium claim letter
  • We print and post the complaint
  • Acknowledgement chaser letters
  • advanced guidance and tips
  • Email reminders
  • Multiple (x5) claims included
  • Optional upgrades

Complete

£49.99

  • You enter basic information
  • We find all your past accounts
  • We Generate premium claim letters
  • We print and post the complaint
  • Multiple (x5) claims included
  • Acknowledgement chaser letter
  • Final response chasers
  • Email reminders with auto actions
  • Offer acceptance guidance
  • Rejection guidance
  • Financial Ombudsman guidance
  • Assistance email address

Select a package to start

Frequently asked questions

Is it really free to start with?

Yes. Our basic package is completely free — you can generate your claim letter and send it yourself without paying us a penny. We only offer optional paid packages if you’d like extra help, templates, or support.

Do I need a solicitor or claims company?

No. Our service is designed so you can handle your claim yourself, without paying high fees to claims management companies. We give you the tools and guidance, so you stay in control and keep 100% of what’s refunded.

What types of claims can I make with Claims Helper?

We support a range of financial claims — including car finance (PCP/HP), packaged bank accounts, payday loans, and gap insurance. More claim types will be added soon as our platform grows.

Do I need to use Claims helper or a claims management company to make a complaint?

You do not need to use our services to make your complaint, you can do this yourself for free by contacting your lender directly. If your complaint is not successful you can refer it to the Financial Ombudsman Service.

What makes Claims Helper different?

Transparency and cost. We don’t take a cut of your refund — you keep 100%. Our packages start at free, and even our paid options are fixed, low-cost, and optional. We’re here to make claiming back money simple, affordable, and in your control.

Start your claims now

Start my Claims

Claims Helper is not a regulated claims management company. We provide tools and step-by-step guidance for you to run your own claims. We do not provide regulated claims advice; our documentation-based guidance falls outside FCA regulation. You can make a complaint for free directly to your lender and, if unsuccessful, refer it to the Financial Ombudsman Service.

Claims Helper is a trading style of CleaverCo Ltd (Company No. 13432679).

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